Underwriting Solutions

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Life Insurance Agents and Professionals

Welcome to Underwriting Solutions!

Have you had clients declined, postponed  or rated for life insurance?

Do you know people with diabetes, MS, heart problems, etc.?  

Need help with the underwriting process for your special clients? 

Do I have clients who need jumbo life insurance policies?

See Underwriting Prospecting Article (click here)

 

UNDERWRITING SOLUTIONS
804 Pier View Way #211                         Oceanside, CA 92054 
                                       Tel. # (760) 435-9702                                       Fax # (760) 435-9703
Email: UndSolutions@cs.com 

Insurance may be secured through:          Fredric A. Berger, CLU, ChFC, MSFS, FALU   CA Insurance License # 0B05081


Mission:

To work in partnership with Insured Persons, their Insurance Representatives and the Insurance Companies to assist in the underwriting process to secure Life Insurance coverage at the best premium the Insured can qualify with a high quality company.

Life Insurance may be secured through Fredric A. Berger, CLU, ChFC, MSFS - CA Insurance License # 0B05081. Currently licensed in California, Colorado, Illinois, Michigan, New York, Ohio and Virginia.


Why UNDERWRITING SOLUTIONS?

1. National recognized expert in life insurance underwriting - speaker, writer and expert witness in underwriting matters.
2. We are Experts in assisting in getting policies issued and paid quickly.
3. With over 20 years of home office underwriting and reinsurance experience we act as the advocate for the high risk clients.
4. Special underwriting packaging of high risk clients and large jumbo amounts.
5. CLU, ChFC, MSFS, FALU degrees and large case experience provides unique advantage in communicating complex financial underwriting issues.
6. A special "Omega Underwriting Program" using foreign reinsurers to help secure insurance for some of the most difficult to insure clients. 
7. Medical physician, experienced in insurance evaluations, available for consultation and as a medical resource.
8. With proper authorization, we can directly access to some insurance lab results from a major National Insurance lab.
9. Accessible Underwriting Expert We are the underwriting boutique where you take your "SPECIAL" clients to get the SPECIAL attention they need
10. Consulting fees are based on amount and type of work performed. Minimum consulting fee of $2,500 per client handled. All or part of the fee may be waived  if  life insurance is placed through: Fredric A. Berger, CLU, ChFC, MSFS - CA Insurance License # 0B05081.

 

UNDERWRITING SOLUTIONS 

makes Underwriting Magic

________________________________________________________________________________

Fredric A. Berger, CLU, ChFC, MSFS 

CA Ins. License 0B05081

1. Direct General Agent contracts with several high quality major life insurance companies.                                                                                                                                       2. Special relationships with underwriting departments of many insurance companies.                                                                                                                                          3. Over 40 quality life insurance carriers available.                                                           4. Competitive commissions.                                                                                                     5. The know how to get policies issued and paid quickly.                                     6. Currently licensed in California, Colorado, Michigan, New York, Ohio and Virginia.                                                                                                                   7. Online Term Insurance quotes with highly competitive rates with Online applications for a secure and private application process.